O.Bank UA - bank online 24/7

O.Bank is a mobile banking service from Idea Bank that gives you full access to your finances anytime. Open your own account, get a credit card, open deposits, make money transfers, and pay for services — all within one mobile application.

WHY CHOOSE O.BANK?

O.Bank provides all the essential banking services online. You can open an account, get a credit card with a credit limit, manage deposits, and handle your finances without ever visiting a branch. Our app ensures convenience, speed, and security for all your daily banking transactions.

CREDIT CARD

Credit Card with a credit limit of up to UAH 500,000 right in the app! Credit money can be repaid within 1 (one) year, with the possibility of extension by mutual agreement. The real annual interest rate is 47,11%, 81,37%.

*Details are provided in the application before confirming the issue.

Download O.Bank, register via Diia or BankID, complete a quick selfie verification, fill out a questionnaire, and sign documents online. You're done — your digital card is already in your smartphone. No stress and no need to visit banks.

DEPOSITS

The “Na Start” Deposit is available at an interest rate of 17% for 100 days or 6 months. The minimum deposit amount is UAH 1,000. The maximum deposit amount is UAH 50,000 for 100 days and UAH 100,000 for 6 months.

BANKING SERVICES

- Bank Account and Card: Open an account, order a card, and control all your financial transactions via the mobile app.

- Deposits: Open a deposit in just a few taps and enjoy a stable income, guaranteed by European capital and protected by Idea Bank.

- Pay Later: Shop at partner stores and choose the pay later option — split your purchase into convenient payments.

- Money Transfers and Bill Payments: Instantly transfer funds between accounts, pay utility bills, top up your mobile, or carry out other financial operations.

EASY FINANCIAL MANAGEMENT

With O.Bank, you always have access to your money. Plan your budget, open deposits, get credit, and transfer money — all in one mobile application. With us, your finances are always under control.

O.Bank combines the reliability of a traditional bank with the technology of mobile banking and offers excellent terms for deposits, the ability to perform currency transactions, and pay for mobile top-ups. Advanced security technologies ensure financial protection. Additional identification steps and two-factor authentication guarantee the safety of each transaction.

Idea Bank JSC. License of the National Bank of Ukraine No. 96 dated 04.11.2011. State registration of banks No. 46 dated 22.10.1991.

Idea Bank JSC is part of the financial and industrial group TAS Group — https://tas.ua/