Euribor X: Rates & Mortgage

Euribor X puts the European money market in your pocket: the ECB's €STR overnight rate and all five Euribor tenors — 1 week, 1, 3, 6 and 12 months — updated with every daily fixing.

RATES AT A GLANCE

• One card per rate: latest fixing, daily change in basis points, 30-day mini chart

• A badge tells you when a rate refers to an earlier date (€STR is published one business day after Euribor — the app never hides it)

• "The curve says": a plain-language reading of the yield curve, term premium included, telling you whether the market expects hikes, cuts or stable rates

INTERACTIVE CHARTS

Tap any rate to open its full history. Pick a range — 1M, 6M, 1Y or Max — and drag your finger across the chart to read the exact value of every single day.

MORTGAGE SIMULATOR

Set amount, term, reference index and your bank's spread: the monthly payment (French amortization) updates instantly. Compare it with one month and one year ago, and use the "what if" slider to see what a rate move of up to ±2 points would do to your payment. On iPad, the simulator lives right on the dashboard.

BUILT TO STAY OUT OF YOUR WAY

• Data refreshes at launch, with the refresh button or by pulling down — and the app works offline with the latest downloaded fixings

• Optional push notifications for rate news

• No account, no ads, no tracking: the app collects no personal data

• Available in English, Italian, French, Spanish and German — for iPhone and iPad

Euribor fixings are published by EMMI, €STR by the European Central Bank. Values are shown for information only and may differ from official data; mortgage simulations are indicative and do not constitute financial advice.