Sincap: Budget & Expenses

Your money data never leaves your phone.

No account. No sign-up. No bank linking. Sincap is the private, offline budget app built around the payments you must not miss — your installments, your subscriptions, and your bills — while everything stays on your device.

NEW IN THIS VERSION

- Debts and receivables - Who owes you, and who you owe, with due dates, reminders and partial payments. Record a payment as an expense at the same time if you want.

- Credit card accounts - Set up each card with its statement day, then see period spending and remaining limit. Your card's real cycle, not the calendar month.

- Payment method - Mark every expense as cash, debit card, credit card, transfer or other; pick a credit card to link the spending to it.

- Your own period - If your month doesn't start on the 1st, choose your payday. Home, budgets, reports and the timeline all follow it.

PRIVATE & OFFLINE BY DESIGN

There is no server and no account. Everything you enter lives on your iPhone or iPad. Backups are encrypted files that only you control and only you can open. Works fully offline.

TRACK YOUR INSTALLMENTS

Most budget apps forget the money you already promised. Sincap lays every installment plan out month by month — remaining payments, monthly amount, and payoff date — so you always know what is still owed.

MANAGE YOUR SUBSCRIPTIONS

No subscription renews silently. See every recurring charge in one place: renewal dates, monthly and yearly totals, and a reminder before each renewal. Stop paying for things you forgot about.

NEVER MISS A PAYMENT

Local reminders days before and on the day something is due. Recurring and fixed payments stay visible, so you always know what is coming.

EVERYTHING ELSE YOU NEED

- Income & expenses: one-time, recurring, and installment

- Custom categories

- Budget limits per category with overspend warnings

- Savings goals

- Reports: bar, line, area, and donut charts with income and expense breakdowns

- On-device voice entry (Turkish) — your speech never leaves the device

- Siri Shortcuts and Spotlight search

- Home Screen and Lock Screen widgets

- Dark mode, iPhone and iPad

SINCAP PRO

Go further with an auto-renewing monthly or yearly subscription:

- PDF reports — now with a month picker

- Financial Timeline and Financial Health Score

- Month-end forecast and advanced insights

- Goal-linked categories and automatic encrypted backups

- Unlimited categories, budgets, goals, and subscriptions

Cancel anytime — and because everything stays on your device, your data is always yours.

STAY MOTIVATED

Unlock achievements, keep your streak alive, and take on challenges that turn budgeting into a habit.

No cloud. No ads. No bank connection. Just a fast, private way to take control of your money.

Terms of Use (EULA): https://gelirgider.lesmazer.com/terms-of-service

Privacy Policy: https://gelirgider.lesmazer.com/privacy-policy