MoniTap – Instant Loan Nigeria

MoniTap — Fast, Transparent & Responsible Credit

MoniTap is a licensed digital credit platform operated by LBEV Nigeria Limited, authorized to provide consumer lending services in Nigeria in compliance with FCCPC regulations and NDPR data privacy standards.

We offer a revolving credit line that lets you borrow, repay, and reuse funds instantly within your approved limit — giving Nigerians flexible financial access with full transparency.

Why Choose MoniTap

1 Flexible Credit Line: Enjoy a revolving credit limit that replenishes once you repay — borrow, repay, and reuse anytime within your approved limit.

2 Instant Disbursement: Get funds in minutes — no paperwork, no waiting.

3 Flexible Repayment Plans: Choose repayment terms up to 90 days, tailored to your cash flow.

4 Smart Credit Assessment: Instant and responsible evaluation powered by data-driven technology.

5 Security You Can Trust: Protected with bank–level encryption (HTTPS) and strict data privacy.

6 Zero Hidden Charges: Transparent costs — what you see is what you pay.

7 Licensed & Compliant: Operated under LBEV Nigeria Limited, licensed by Lagos State Money Lender’s License, and fully compliant with FCCPC & NDPR.

Annual Percentage Rate (APR): from 21.6% to 36%

Example Loan Offer：

-Loan Amount: ₦10,000

-Tenure: 90 days

-Interest: ₦540

-Total Repayment: ₦10,540

-Representative APR: 21.6% per annum

There are no hidden fees or additional charges. All costs are clearly displayed before you confirm your loan.

Who Can Apply

MoniTap loans are available to:

Nigerian citizens residing in Nigeria, aged 21 years or older.

Users with a valid BVN (Bank Verification Number).

Holders of an active Nigerian phone number.

Applicants with a linked bank account in their own name.

We provide fair access to credit for all qualified users — no collateral required.

How to Get a Loan with MoniTap：

Download the MoniTap app from the App Store.

Register or log in using your Nigerian phone number linked to your BVN.

Complete your KYC verification by providing your BVN and basic personal information.

Check your available credit limit and select your loan offer.

Receive funds instantly to your registered bank account.

Repay easily through your wallet or linked bank account before the due date.

It’s that simple — no paperwork, no waiting.

Repayment Options：

MoniTap offers a flexible and transparent repayment process.

You can repay manually by adding funds to your MoniTap wallet.

On your due date, the system will automatically deduct the repayment amount from your wallet balance.

You may repay early at any time before the due date.

No early repayment fees will be charged.

Simply follow the repayment steps in the app to complete the process securely.

Repaying early helps you maintain a good credit record and automatically restores your available credit limit, allowing you to borrow again instantly.

Repayment & Credit Limit

Repay early or on time to increase your credit limit.

Once repayment is confirmed, your available credit line is automatically refreshed and can be reused immediately.

Late repayment may result in account suspension or credit reporting, as required by Nigerian law.

MoniTap does not reschedule or extend payment terms — please borrow responsibly.

Your Data, Fully Protected

We follow strict data protection and privacy standards.

Your personal and financial data are never sold or shared, and every transaction is protected by bank-level encryption (HTTPS).

Get in Touch — 24/7 Support

Need help or have questions? We’re always here for you.

WhatsApp: +234 7072578506

Phone: 09057289837

Facebook: https://facebook.com/IbevMoniTap

Telegram: https://t.me/MonitapHelp_bot

Email: [email protected]

MoniTap — Credit That’s Fair, Fast, and Transparent

Empowering Nigerians to access credit with trust, dignity, and security.