Xero Accounting for business

Create quotes, invoices and bills, capture expenses and receipts, receive payments and reconcile bank transactions on-the-go - all within the Xero Accounting App. Your Xero plan works on mobile and web - log in at xero.com to unlock reporting, connected apps and additional features.

Xero is accounting software trusted by 4.9 million+ small businesses and sole traders worldwide.

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Features:

MANAGE INVOICING ON THE GO

• Raise & send quotes for faster client approval & get started on the job sooner

• Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed

• Send invoices directly to clients via email, text message or other apps

• Easily keep track of unpaid invoices, to see who owes you what - and even track the status of an invoice, seeing if it has been viewed by clients

• For US users, automatically calculate sales tax on invoices for any state or jurisdiction

MANAGE SPEND

• Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts

MANAGE CUSTOMER & SUPPLIER INFORMATION

• Have vital contact information in the palm of your hand so you can do business from wherever you are

• Get a view of how much is owed and quickly add notes so you can build better business relationships

RECONCILE FROM ANYWHERE

• Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks

• Filter bank statement lines to optimize your unique workflow, leading to faster reconciliation

• New sort & search tools to make it easier to view business transactions & streamline the reconciliation process

ACCEPT CONTACTLESS PAYMENTS RIGHT ON YOUR iPhone

(currently only available in the US, Australia, the UK, New Zealand & Canada)

• Accept in-person, contactless payments right on your iPhone, so you can reach new customers & take payments on the go

• Accept contactless payments from physical debit/credit cards, Apple Pay & other digital wallets. So there’s no need for additional hardware such as card readers or terminals

• Privacy & security of iPhone built in. Apple doesn’t store card numbers or PIN information on your iPhone or Apple servers, so merchants & customers can rest assured that their data stays theirs

• Tap to Pay on in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Stripe transactions fees still apply

• Save time, improve cash flow & focus on growing your business

KEEP TRACK OF CASH FLOW

• View summaries of outstanding bills & invoices to see what’s owed

• Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI

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XERO ACCOUNTING APP IS POWERED BY XERO

To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you

Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/

You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 11K+ customer reviews (as of July 2026)

Downloading & accessing the Xero Accounting mobile app is subject to the acceptance of Apple's Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

More terms apply if you use Xero's services, see https://www.xero.com/legal/terms/