What's the Point?

Ever wonder if investing a little each month actually makes a difference? What's the Point? shows you — visually.

Pick from many bundled assets or create your own, set your monthly contribution, and instantly see how your portfolio could grow across bull, base, and bear market scenarios. Watch your money compound over time with clear, interactive projections that make the math feel real.

PROJECTIONS & SCENARIOS

- Bull, Base & Bear projections — see best-case, expected, and worst-case outcomes side by side

- Interactive chart with scrubber — tap any point to see exact values at that moment in time

- Full-screen chart mode for deeper analysis

- Custom scenario overrides — adjust return rates for any asset

- Realistic crypto rate modeling with a 25% CAGR cap for grounded projections

TRACK YOUR PROGRESS

- Log contributions with custom amounts and share counts

- Streak tracking — see how many months in a row you've invested

- Milestone celebrations from $1 to $1,000,000 with confetti and haptics

- Monthly reminder notification so you never miss a contribution

- "Instead Of" tracker — tag what you skipped to invest instead (coffee, takeout, and more)

PORTFOLIO TOOLS

- Portfolio overview with total value and allocation donut chart

- Contribution calendar — see your investing history month by month

- Weekly digest snapshot of your portfolio performance

- Compare two assets side by side with overlay projections

ANALYSIS & EXPORT

- Inflation-adjusted "In Today's Dollars" toggle to see real purchasing power

- DCA vs Lump Sum calculator

- Goal-based reverse calculator — find out how much to invest monthly to hit your target

- "What If I Started Earlier" historical lookback

- Dividend and yield estimation

- Export branded PDF reports to save, print, or share

PRIVACY FIRST

- 100% offline — your data never leaves your device

- No accounts, no tracking, no ads

- All data stored locally on your iPhone

Built for anyone curious about long-term investing — whether you're just getting started or want a simple, visual way to stay motivated.