Budget Hive

Take control of your finances with Budget Hive - your all-in-one app for budgeting, debt planning, spending analysis, and billable time tracking.

Whether you want to manage paychecks and bills, project future savings, pay off debt faster, or track client hours, Budget Hive gives you practical tools in one place.

Why Budget Hive?

• One-Time Purchase: No subscriptions. Pay once, own it forever.

• No Account Required: Start budgeting right away.

• Private by Design: Your data stays on your device, with optional iCloud sync.

• Flexible for Real Life: Built for budgeting, personal finance, tracking spending, and time tracking.

App Overview

• Summary: Your full money snapshot, including income, expenses, debts, savings projections, and allocation guidance.

• Funds & Debts: Manage income/expense entries and debt accounts in one streamlined tab.

• Spendr Log: Track purchases, organize categories, and review spending.

• Payoff Calculator: Plan debt payoff timelines, required monthly payments, total interest, and amortization schedules.

• Profit Tracker: Track self-employed and flipping profits with detailed expense and date-based records.

• Habits: Build positive habits, break bad ones, and monitor streaks and progress.

• Billable Tab: Built for attorneys, freelancers, consultants, and anyone billing by time. Track matters/tasks with timer, stopwatch, or manual entries, then export professional reports.

• AI Voice Billable Entry: Dictate billable time entries by voice - speak naturally about your work, and AI parses your dictation into structured entries with matter names, matter numbers, hours, and professional billing descriptions. Review, edit, and add multiple entries at once.

Reader Tab: Import PDFs and turn your documents into a focused reading and listening workspace. Open books from your personal library, switch between PDF and Reader modes, follow highlighted text with built-in read-aloud playback, save bookmarks, and automatically resume where you left off.

Key Features

• Income & Expense Tracking

Supports biweekly, semi-monthly, and monthly income cycles.

• Debt Management + Card/Loan Calculators

Track balances, APRs, minimums, and payoff planning.

• Saver Projections

Forecast month-by-month savings and debt reduction.

• Spendr Log + Spending Watch

Log every purchase and compare spending against budget categories over time.

• Comprehensive Charts

Visualize income, expenses, debt, and savings trends.

• Profit Tracking

Separate workflows for self-employed jobs and flipping deals.

• Billable Time Tracking

Track time by matter/task with daily and monthly totals, quick copy workflows, and clean exports.

• Billable Live Activity + Widget Support

Keep active timers visible on Lock Screen and Dynamic Island.

• Export Options

Export billable reports as PDF, Word, or Excel.

• iCloud Sync (Manual + Auto)

Secure sync controls across your Apple devices.

• Light & Dark Modes

Choose the look that fits your workflow.

AI Features

• LLM Models

Bring Your Own API, use Apple's Local Ai, or download an open source ai model (only for TTS)

• AI Spending Insights

Use your own API key to ask AI about spending habits, trends, and category behavior from your Spendr/finance data.

• AI Billable Insights

Use your own API key to analyze billable entries, productivity patterns, and time-allocation habits.

• AI Text to Speech

Use Api's for TTS, Siri Voice, Personal Voice, or Downloadable open source model

• User-Controlled AI Exports

Generate AI-ready exports when you want, with control over what data you share.

Budget Hive helps you stay organized, reduce financial stress, and make smarter decisions every month.

Download Budget Hive today and make every dollar count.