Debt 2 Income Calculator

Managing your finances starts with understanding your Debt-to-Income ratio. Debt to Income Calculator gives you a clear, instant picture of your financial health so you can make smarter money decisions.

What is DTI?

Your Debt-to-Income (DTI) ratio is the percentage of your monthly income that goes toward paying debts. Lenders use it to evaluate your ability to manage payments and take on new credit. A lower DTI means better financial health.

CALCULATE YOUR DTI IN SECONDS

Add your income sources and monthly debts, and get your DTI ratio instantly. The color-coded gauge makes it easy to see where you stand:

• Green (below 36%) — Healthy

• Yellow (36%–43%) — Caution

• Red (above 43%) — At Risk

LOAN SIMULATOR

Thinking about a new car, mortgage, or personal loan? Use the built-in simulator to see how additional debt or income changes would affect your DTI before you commit.

SMART FINANCIAL INSIGHTS

Receive personalized, actionable suggestions based on your data. Find out exactly how much debt to reduce or income to add to reach a healthy ratio.

VISUAL CHARTS

See your finances at a glance with clear pie charts for debt and income breakdowns, plus a bar chart comparing total income versus total debt.

SAVE MULTIPLE PROFILES

Track different financial scenarios by saving profiles. Compare your DTI over time or plan for major life changes like buying a home or paying off student loans.

FEATURES:

• Instant DTI ratio calculation

• Color-coded financial health gauge

• Add, edit, and delete income and debt items

• Quick-select common item names

• Loan and income scenario simulator

• Pie and bar charts with Swift Charts

• Save and load multiple financial profiles

• 10 currency options (USD, EUR, GBP, JPY, and more)

• Tap-to-copy results

• Dark Mode support

• No account required — all data stays on your device

• No ads, no subscriptions, no third-party tracking

Whether you are preparing for a mortgage application, paying down credit cards, or simply want to understand your finances better, Debt to Income Calculator is the straightforward tool you need.

Download now and take control of your financial health.

Thanks for your support and do visit nitrio.com for more apps for your iOS devices.