OgaCash

Make your dream come true with OgaCash.

OgaCash provides personal and consumer loans as well as business loans with attractive interest rates

Enjoy Quick Loans

With OgaCash, you can take loans at your convenience with no long queues or documents.

RATES AND REQUIREMENTS

Depending on the loan amount you are eligible for, the loan tenure ranges from 63 days to 180 days.

We usually require no collateral. However, to verify your identity and eligibility, you will need to submit additional documentation such as a valid identification document Also for specific loan amounts you may need to provide a guarantor and we only accept loan applications from persons above the age of 21.

Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month. This comes to an Annual Percentage Rate (APR) of 36%.

FOR EXAMPLE;

If you get a personal loan product of N20,000 to pay back over a 3-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N600 per month in interest. Making your total Principal + Interest repayment of N21,800 only.

Nevertheless, all you need to do is download the app, sign up easily and apply for a loan in minutes!

WANT TO TALK TO US?

At OgaCash, we welcome feedback. If you have any issues navigating the app or questions, reach us by calling +2349100000000 or send an email to [email protected].

ADDITIONAL NOTES

We take several signals into consideration when processing your loan request, such as your previous loan performance, credit score and so on. We also require that only correct details are filled in the loan application as false details could delay your loan request and your profile may be blacklisted.