FTCredit

FTcredit Digital Personal Loan in Nigeria

FTcredit is a digital personal loan app designed to help Nigerians access short term funds for everyday needs.

With a fast and fully paperless process, eligible users can apply for a loan, complete verification, and receive approved funds directly into their Nigerian bank account using their mobile phone.

Loan Product Details

Loan Amount: N1,000 N100,000

Loan Tenure: 91 365 days

Daily Interest Rate: 0.06%

Maximum Annual Percentage Rate APR: 21.9% calculated over 365 days

The final loan amount, tenure, and applicable interest rate depend on your eligibility and risk assessment.

Loan Example

If you borrow N30,000 for 120 days at an annual interest rate of 21.9%

Interest = N30,000 x 0.06% x 120 = N2,160.00

Total Repayment Amount = N30,000 + N2,160.00 = N32,160.00

APR Calculation

N32,160 minus N30,000 divided by N30,000 divided by 120 x 365 = 21.9%

Why Choose FTcredit

Fast and easy loan application

Transparent pricing view repayment details before confirmation

100% online and paperless process

Strong focus on data security and user privacy

Borrow responsibly and repay on time

Eligibility Requirements

To apply for a loan on FTcredit, you must

Be 18 years or older

Have a valid Nigerian bank account

Provide required information for identity verification and credit assessment

Company Information and Customer Support

Company Name: LUMORA EDGE LTD

Office Address

33, Shola Martins Street, New Oko Oba,

Abule Egba Bus Stop, Off Abeokuta Expressway,

Lagos State, Nigeria

Phone: +234 916 037 8737

Email: [email protected]

Important Notice

FTcredit promotes responsible borrowing. Please borrow only what you can afford to repay.

We comply with applicable Nigerian financial regulations and are committed to protecting your personal data in accordance with our privacy policy.