VST bank — online banking

Bank Vostok is now VST bank

We remain the same bank you know and trust — just with a new name that better reflects who we are and how we work.

VST bank — giving you time for what matters most.

A modern mobile bank for your daily finances, individual entrepreneurs, cashback cards, and easy transfers.

Open a card or entrepreneur account in just 5 minutes via the Diia app or by uploading photos of your documents. Pay bills, manage accounts, open deposits, set a credit limit, buy currency, and send transfers across Ukraine or abroad — all in one convenient VST bank app.

• Everything at your fingertips — no queues or wasted time.

• Secure online transactions 24/7.

• Up to 20% cashback and convenient cards for the whole family.

Bank cards with cashback and great terms

Get up to 20% cashback for your purchases and enjoy full mobile banking benefits:

• Family Card: transactions in UAH, USD, EUR. Free incoming transfers.

• Payment Card: free cash withdrawals at ATMs and VST bank branches.

• Seafarer Card: top up in foreign currency with a 0.5% fee, free cash withdrawal in Ukraine.

• Dream Card (ages 14–18): can be opened independently, free service.

• Social & Pension Cards: available in a virtual format.

Order your card right in the app — start saving from day one!

Foreign currency cards

• Open accounts in USD or EUR and track exchange rates.

• Buy currency at favorable rates.

• Send transfers to foreign bank cards with only a 1% fee.

App for individual entrepreneurs

Open an entrepreneur account online in just a few minutes — no visit to a branch:

• Card available immediately — for payments and Apple Pay.

• Replenish via VST bank, EasyPay kiosks, or Silpo checkouts.

• Withdraw funds in Ukraine and abroad.

• Transparent tariffs, simple mobile control.

Manage your business finances right from your smartphone — anytime, anywhere.

Installment plan

Get up to UAH 100,000 to your card:

• Minimum — UAH 500.

• Term — 3 to 12 months.

• Fee:

 – 3–6 months — 2% from the first month.

 – 7–12 months — 2.5% from the first month.

• Monthly payments charged automatically one month after issue.

• Pay with credit funds — no extra fees.

Compulsory car insurance

Take out your compulsory automobile insurance policy directly in the VST bank app:

• Low cost with high coverage.

• Choose indemnity limit increase — up to UAH 4 million.

• Term — up to 12 months.

• Deductible — UAH 0.

• Cashback up to 15% when paying with a Cashback Card.

• Valid throughout Ukraine.

Fast and easy transfers & payments

• Card-to-card transfers to all Ukrainian banks.

• Global transfers via Western Union, MoneyGram, RIA, Welsend, Intel Express, SWIFT, PrivatMoney.

• Pay for utilities, taxes, fines, insurance, or traffic penalties.

Send money in one tap — even international transfers.

Online deposits

Open deposits in a few clicks:

• Simple: fixed term, no replenishment.

• Simple with Replenishment: top up anytime.

• Special: unlimited top-ups in the first month.

• Collateral: secured deposit with stable terms.

Foreign currency deposits:

• Available in USD or EUR for 3 or 6 months.

• Earn 1% per annum.

• Minimum: USD 200 / EUR 100.

• Withdraw funds in the deposit currency with no fee.

Save and grow your money with guaranteed safety.

Credit limit

Access up to UAH 100,000 on your card:

• Grace period — up to 62 days.

• Interest rate — 0.00001% during grace period, then 3% per month.

Get your credit online — no certificates, no queues.

Private banking & premium cards

For clients who value comfort and privileges:

• Voyage Accounts: Mastercard World Elite or Visa Signature.

• Luxury Accounts: Visa Infinite or Mastercard World Elite.

• VIP service, travel offers, discounts, concierge, and personal manager.

Enjoy service without limits — premium banking for your lifestyle.

24/7 Support & Full Transparency

• Chat or call us anytime.

• View all rates and services at vstbank.ua

JSC “VST bank” — NBU license No. 204, dated 16.09.2025