Klivvr

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.

Buy now, pay later

Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments.

- Flexible repayment plans up to 60 months

- Competitive interest rates, zero hidden charges

- Apply and get approved in minutes through the app

- Clear payment schedule, always visible in-app

Spend & send

Klivvr's prepaid card is built for seamless everyday spending

- Pay online, in-store, or withdraw cash from ATMs

- Earn K.Points on every transaction

- Redeem your K.Points for cashback

- Track your spending in real time with full control

Klivvr Family

One account, more flexibility, total control.

- Issue up to 5 cards for you and your family

- Set spending permissions per card

- Transfer money instantly between accounts

- Double the K.Points per transaction

- Enjoy reduced credit interest rates

K.Points & rewards

Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.

Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.