Kredivo - Buy Now, Pay Later

Experience Kredivo: Buy Now, Pay Later, Southeast Asia’s trusted digital Pay Later platform, now coming to Thailand! We are regulated under the Personal Loan and Digital Personal Loan license issued by the Ministry of Finance and the Bank of Thailand.

One App for All

- Shop anywhere and pay later: Shop nationwide, in-store or online, with seamless QR payments, then enjoy the ultimate freedom of preferred pay-later installment plans.

- Request instant cash loans: Get instant cash to empower your payments for emergency matters.

- Pay bills at your will: Don't worry if you don’t have credit cards. You can now access your credit limit to pay your electricity, water, and phone bills easily and conveniently anytime you want.

Easier than Ever

- Truly easy application: Apply in minutes and get instant approval.

- Worry-free security: Kredivo uses data security measures comparable to nation-leading banks, under the supervision of the Bank of Thailand. This ensures high-level data privacy and security standards in compliance with the PDPA.

Let’s Get Started!

1. Download the Kredivo app.

2. Complete your application. You’ll only need photos of your ID card and a selfie.

3. Access your instant limit right from the app! (Please borrow only as much as you need and can afford to repay).

*The Kredivo app may require certain users to submit income documents to improve their chances of being approved for a higher loan limit.

Kredivo Revolving Credit Limit & Additional Fees

- Monthly interest rate: 2.08%

- Annual Percentage Rate (APR): 25% maximum

- Revolving credit limit amount: Up to ฿20,000

- Installment plans: Up to 5 months

- A stamp duty of ฿1 applies for every ฿2,000 (or any fraction of ฿2,000 after that) of your Kredivo-approved credit limit, but only if your approved limit is ฿2,000 or more.

In case of late payments, an additional collection fee of ฿50 (for one billing cycle) or ฿100 (for next billing cycle) may apply if the outstanding amount is above ฿1,000.

How Kredivo Monthly Bill Works

The billing cycle will run from the 21st of every month to the 20th of the following month. All transactions made within this period will reflect on that month's bill.

Contact Us

Line OA: @kredivoth

Email: [email protected]

Tel.: 02-544-0034

Business address: Kredivo (Thailand) Co., Ltd.

24th Floor. 944, Mitrtown Office Tower, Rama 4 Road, Wang Mai, Pathum Wan, Bangkok 10330

Start your journey to financial freedom with Kredivo today!

[!!] Do not click suspicious links or share your OTP. Scammers may impersonate Kredivo — always verify our official channels.

[!!] Borrow responsibly. Only take what you need and can repay on time. In case of payment default, Kredivo will report to the National Credit Bureau.