NinjaCard® – Banking & Credit

Your car breaks down. You need $1,800. The app you've been using offers $500.

That's the gap NinjaCard® was built for.

NinjaCard’s FlexLine Line of Credit can give you revolving credit up to $2,500 — draw what you need, pay it back, draw again. No minimum credit score. No reapplying. No disappearing after one use.

FlexLine is currently available in: AL, AZ, DE, FL, ID, IN, KS, KY, LA, MI, MN, MO, MS, MT, NE, OH, OK, SC, TN, TX, UT, WI, and WY. Not in your state yet? Join the waitlist at ninjacard.com.

FLEXLINE — CREDIT ACCESS UP TO $2,500

• Revolving line of credit — borrow, repay, borrow again

• No minimum credit score required

• We evaluate your income and banking history — so we can say yes when traditional lenders say no

FLEXBANKING — CHECKING AND SAVINGS

• FDIC-insured checking and savings accounts

• Visa debit card accepted everywhere Visa is

• Get paid up to 2 days early with direct deposit

• No overdraft fees, no NSF fees, no minimum balance penalties

• Banking services provided by Republic Bank of Chicago, Member FDIC

FLEXADVANCE MEMBERSHIP— CREDIT TOOLS PLUS A CASH ADVANCE

• $2.99/month subscription fee provides access to:

• Experian credit monitoring, score tracking, and score planning

• A $100 cash advance available when you need it

• Subject to subscription terms

• Learn more at ninjacard.com

YOUR PATH FORWARD

• The NinjaCard platform is designed to help you progress towards prime

• The longer you stay and the better your financial habits, the more you can unlock

• Responsible use may reduce your fees and increase your limits over time

MEMBER PERKS — MORE VALUE, EVERY DAY

• Earn money playing games

• Save on meal delivery and streaming

• Get deals on clothing, electronics, and travel

• No searching. No clipping. Access in the NinjaCard app.

If you’ve ever felt like the traditional banking system wasn’t built for you — it wasn’t. NinjaCard was.

From the team behind CreditNinja — 275,000+ Americans served since 2018.

Download the NinjaCard app today to see what you qualify for.

NinjaCard, LLC isn’t a bank, it’s the financial platform focused on real progress for real Americans that traditional banks overlooked. Banking services provided by Republic Bank of Chicago, Member FDIC. FlexLine provided by First Electronic Bank or another lender named in your agreement. FlexLine availability varies by state. NinjaCard may report information about your FlexLine account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.