Smartiway - card credit

Use the Smartiway mobile application for quick and convenient arrangement of a credit line from a FinTech company that was the first to make online lending truly simple and mobile.

Stay trendy, stay responsible, and maintain payment discipline.

► Why is Smartiway lending profitable?

1. Large amount — up to UAH 25,000 credit line limit for the Intro-credit credit line.

2. Convenient payment schedule for the Intro-credit credit line.

Flexible first period (intro period) — you can choose the due date of your first payment, apply a discount of up to 99%, and receive additional funds.

After the first period ends, payments are made every 2 weeks over 3 months in installments (partial repayment of the principal) — you simply make each scheduled payment and stay on track with the repayment schedule. No additional charges!

► Intro Credit Line Terms:

Minimum loan term: 76 days

Maximum loan term: 102 days

Maximum annual percentage rate (APR): 0.00001%

Example calculation for the first Intro-credit credit line:

- credit line limit: UAH 1,000

- credit line term: 101 days

- annual percentage rate (APR): 0.00001%

- commission for granting the credit (financial instrument): UAH 701.80

Total cost of the credit line = 1000 + (1000 x 0.00001% / 365) x 101 + 701.80 = 1701.80 UAH

► How to get a credit line in a few minutes?

1 Install the Smartiway mobile app and complete a quick registration — you will automatically receive 150 bonus.

2. Choose credit line limit, loan term, and submit your application.

3. Verify your bank card and complete identity verification via the BankID system.

4. Once your application is approved, the funds are immediately transferred to your personal card for you to use.

► What are the benefits of Smartiway lending?

► Ultra-fast arrangement – regular customers receive funds 60 seconds after submitting the application.

► 24/7 – use the Smartiway mobile application at any time; all you need is a smartphone, a card, and internet access.

► Automatic approval – everything happens automatically without any calls.

► Bonuses – earn bonuses and use them to repay loan charges. Bonuses are awarded for registering in the mobile app, inviting friends, and through cashback of up to 2.5% for responsible credit usage.

► Security – Smartiway cares about its customers' security, so all data are protected by the global PCI DSS security standard developed with the participation of Visa and MasterCard. Your data confidentiality is protected according to the requirements of the "Smartiway Website and Mobile Application Privacy Policy" and the "Regulation on the Procedure and Procedure for Protecting Consumers’ Personal Data of LLC 'SMARTIWAY UKRAINE'" published on (smartiway.ua).

► Minimum restrictions — the minimum age is 18 years.

The above information is not an offer to conclude a credit agreement (offer) and only describes the operation of the Mobile Application under the original name Smartiway on the AppStore platform.

LLC "SMARTIWAY UKRAINE", EDRPOU code 42038225, NBU license for providing funds and banking metals on credit dated 19.03.2024; financial institution registration certificate FC No. 0000320 dated 11.08.2021; 03195, Kyiv, Okhtyrskyi lane, 7; Smartiway mobile application; support service: [email protected], 0 800 33 10 34, working hours: Mon - Fri: 09:00 - 21:00, Sat - Sun: 09:00 - 18:00; details on the website: smartiway.ua.