Clearpay - Buy Now, Pay Later

Pay in 4 interest-free.

Clearpay is a buy now, pay later app that lets you shop now and spread the cost over time, with no interest and no fees when you pay on time.

How it works.

Split your purchase into 4 payments, paid every 2 weeks. Just shop your favourite brands, choose Clearpay at checkout, and pay over time.

Shop thousands of brands.

Discover fashion, beauty, home, tech and more, all in one place. Browse brands, find new favourites and stay up to date with the latest offers in the app.

Pay online and in-store.

Use Clearpay wherever you shop. Add it to Apple Pay to pay in-store, check out quickly online, and keep everything in one place.

Stay in control.

Track your orders and upcoming payments anytime. Get reminders before payments are due so you can stay on top of your spending.

Important information.

Clearpay credit subject to status. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your future access to credit and your details may be passed onto a debt collection agency working on Clearpay's behalf. T&Cs apply Clearpay.co.uk/Terms.

Clearpay is deemed authorised and regulated by the Financial Conduct Authority for the purposes of the Temporary Permission regime for Regulated Deferred Payment Credit. Details of the Temporary Permission regime, which allows firms to carry on deferred payment credit activities while seeking full authorisation, are available on the Financial Conduct Authority’s website.