CTOS Digital

The All-New CTOS App is Here!

Experience a brand-new way to take charge of your financial future.

We’ve completely redesigned the CTOS Mobile App with a modern interface, simplified navigation, and introduced new features to help you manage your credit, protect your identity, and stay ahead of financial risks.

Join over 1 million CTOS ID users and take charge of your financial future with our flagship credit reports and scam protection feature!

Enhanced Features & Experience

MyCTOS Score Report

Empowers you to make smarter financial decisions with full transparency.

• View your CTOS Score and full credit report anytime

• Have a consolidated view of all your credit facilities

• Check for litigation, bankruptcy, and trade reference listings

• Find out what factors are affecting your credit score

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[NEW LOOK] Digital Report Viewer

Enjoy a smoother, clearer way to understand your credit profile.

• Interactive, mobile-friendly credit report format

• Swipe through CCRIS, Legal, e-Trade, and Business sections

• Contact trade referees directly from the app

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CTOS SecureID Protection

Safeguards you from scams, identity theft, and financial fraud.

• Dark Web Monitoring – Scans 14+ billion records for breaches

• Real-Time Alerts – Get notified of suspicious activity pertaining to your banking facilities

• Takaful Coverage – Up to RM20,000 protection against fraud incidents

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[NEW] Business Credit Reports

Perfect for SMEs, entrepreneurs, and investors to assess business risks.

• Search companies by name or SSM number

• Purchase CTOS Lite or CTOS Basis reports

• View business creditworthiness, legal records, and financial health

CTOS is Malaysia’s leading credit reporting agency, helping individuals and businesses make informed financial decisions. The new app experience brings improved experience aimed at helping you achieve your financial goals.

Download now and take charge of your financial future!

Learn more: https://www.ctoscredit.com.my

Like us: https://www.facebook.com/ctosdatasystems