MoMo PSB

Welcome to MoMo- the app that helps you do more every day.

MoMo isn’t just another payment app. It’s your all-in-one lifestyle partner, built to keep up with the way you live — whether you’re working, studying, or simply enjoying life.

From paying bills to sending money, ordering food, and everything in between, MoMo keeps your day moving so you can focus on what truly matters.

Join a thriving community of over 18 million people already doing more every day!

Why Bank with MoMo?

There’s something for everyone

MoMo is built for everyone! Whether you’re in the city with a smartphone or a using a feature phone anywhere else, MoMo meets you where you are with both app and USSD (*671#) banking options.

Open an Account for FREE

Signing up to MoMo is easy. All you need is your NIN and you’re up and running with an account that gives you rewards daily.

Kickstart Your Journey Without Stress

When you signup to MoMo, you’re not just left to figure things out on your own. We walk you through every step with simple nudges and quick How-Tos, so you feel at home from day one.

- Get a Card that Fits Your Lifestyle

Shop online, pay in-store or manage business expenses with MoMo prepaid cards. Load only what you need and keep overspending in check. Get doorstep delivery in 2-3 working days or pick up from any MTN connect store near you.

- Send Money, Near or Far

Whether it’s sending money to a friend across town or sending support to loved ones abroad, MoMo makes it simple, secure and instant. Because distance shouldn’t get in the way of care.

- Stay on Top of Your Bills

Pay your Electricity bill and Cable TV subscription at no extra charges. MoMo helps you stay on top of you bills so you’re never late or disconnected. Get Daily cashbacks. No days off! Enjoy 2% cashback every time you buy airtime or data. It’s our little way of helping you keep more money in your account.

- Access all your favorite apps in one place

Why switch between apps when MoMo brings it all together? Hungry? Craving a win? Planning your next getaway? With MoMo, all your favorite apps are right here; Chowdeck, Mr Wins, iLOT Bet, Travel Wings and lots more- all in one app!

Get Support whenever you need it

Questions? Complaints? We’ve got you. Whether it’s day or night, our support team is always available to give you the help you need, no matter how late.

Bank with Confidence

MoMo is Licensed by the CBN and your deposits are Insured by NDIC. This means your money is safe and your transactions are protected, and you can bank with peace of mind knowing we’ll always be here- today, tomorrow, and beyond.

Brought to You by MTN

MoMo PSB is a subsidiary of MTN, Africa’s leading Telecoms provider. This means a track record of success and staying power!

Join millions of people already doing more with MoMo, Download the App Now!