Klarna | Smarter payments

FLEXIBLE WAYS TO PAY

Choose to pay in 4 interest-free payments, pay the full amount or over time.¹

USE KLARNA WITH APPLE PAY

Split the cost with Klarna on Apple Pay, available in-store and online.²

YOUR LOYALTY CARDS, ALL IN ONE PLACE

Forget the plastic. There’s an easier way to access all of your loyalty cards—right in the Klarna app. Add yours now to never miss a point.

HASSLE-FREE RETURNS

Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES

Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE

Use our chat in the Klarna app for 24/7 support.

¹ APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.

APR ranges from 7.99%-29.99% based on term length, province, creditworthiness, and subject to credit approval, resulting in, for example, 6 equal monthly payments of $170.57 at 7.99% APR to $181.54 at 29.99% APR per $1000 borrowed. Minimum purchase required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Actual terms may vary depending on province, see sample terms here for Quebec: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-CA/fixed_sum_credit_quebec and here for the rest of Canada: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-CA/fixed_sum_credit

² See Canadian payment terms at klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers. Klarna on Apple Pay is available in-store on iPhone and online or in apps on iPhone or iPad. Software requirements apply.