Credit Karma — Credit Score

Check your free credit score and full credit report anytime with Credit Karma Canada. Track changes, get credit monitoring alerts, and understand exactly what's impacting your score — all in one secure app.

Building a stronger credit score can help you qualify for better credit cards, and help you qualify for lower interest rates. That means more money to pay down debt, save for a home, or reach your next financial goal faster.

Credit Karma gives Canadians free access to their TransUnion credit report and score, with regular updates and personalized insights, so you always know where you stand and what to do next.

Join over 140 million members worldwide,including millions of Canadians, who trust Credit Karma to help monitor their credit and make smarter financial decisions.

Features:

• Free credit score and credit report, updated regularly

• Credit monitoring alerts updating you when important changes are detected, including fraud, new accounts, hard checks, and collections

• Credit card and loan offers matched to your profile

• See your approval likelihood before you apply

• Browse offers with no impact to your credit score

• Track the key factors affecting your credit health

• Personalized tips and clear insights to improve your score

• Credit score graph to visualize your progress over time

• Exclusive offers from top Canadian lenders

Signing up is quick and easy: Tell us about you, it only takes a couple of minutes. Get your free credit score and free credit report. We treat your data like it's our own.

Credit Karma only uses your information with your permission and does not share your personal data with unaffiliated third parties for their own advertising. Start improving your credit score today, simple and secure. Sign up in minutes. Credit Karma is a credit broker, not a lender.