moneyCapp

MoneyCapp – Put your whole budget to work

Get a complete overview of your finances with digital envelopes that update in real time. Your money stays in your own bank – you simply assign it on purpose, so you always have enough for what matters most and for your dreams.

MoneyCapp is built on one simple idea: instead of letting money drift and hoping there's enough left over, you give every part of your budget a job. You assign all of it into envelopes – for fixed expenses, goals, and savings – until nothing is left unallocated. (The method is called zero-based budgeting.) The result is peace of mind and no surprises.

What you get with MoneyCapp

Put every amount to work – assign your entire budget into envelopes until nothing is left unallocated. Full control, no surprises.

Real-time overview – your expenses and income update automatically. No more manual work.

Digital envelopes – create envelopes for everyday life, hobbies, kids, shopping, and your dreams.

Smart transfers – move amounts between envelopes daily, weekly, monthly, or as one-off amounts.

Save on interest and fees – less dependence on the bank means more money for you.

Personal planning – create budgets and future plans that fit your life.

Flexible transactions – move or split transactions into the right envelopes.

For the self-employed too – manage your cash flow and set money aside for VAT, tax, refunds, and holiday pay. Keep personal and business separate.

Get started in minutes

Download the app

Connect your bank

Set your monthly budget and assign all of it into envelopes until nothing is left unallocated

Distribute amounts for the rest of the month until everything runs automatically

After that, MoneyCapp updates everything for you four times a day. (Initial setup may take a little longer for some banks.)

Plans

With Basic you get 6 digital envelopes and 1 connected bank – enough to cover most people's needs for budgeting and planning. When you want more, upgrade to Premium with unlimited envelopes and unlimited banks.

Why MoneyCapp?

You want a better overview of your income, expenses, and spending – and it should be easy

You want to be sure there's always money for essential expenses and unexpected bills

You want to save money on unnecessary overdraft fees and charges

You want to save up for your dream while still having money to enjoy life

You want to know exactly how much you spend on things like kids, takeaway, hobbies, nights out, or online gaming

You don't want to switch banks, but you'd like an easy, independent financial tool

Your security is at the core

Security, data ethics, and transparency are the foundation of MoneyCapp. We protect your data, never share it, and never sell it – and you can always have it deleted. We only access the account data needed to help you manage your budget.

With MoneyCapp, your finances become the key to freedom, a better quality of life, and your dreams.

We'd love to hear from you – share your feedback so we can make the app even better together.

Download MoneyCapp today and put your whole budget to work.

For our subscription agreement, please visit: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/