Roarbank: Credit Card & UPI

Introducing Roarbank by Unity Small Finance Bank!

Get a powerful combination of a credit card and zero balance savings account in one app.
Enjoy a seamless digital banking experience with instant approval, UPI payments, cashback rewards, and flexible credit options.

How to get your card

Start using Roarbank in minutes:

• Download the app


• Complete registration in just a few minutes


• Get instant approval


• Access your virtual credit card instantly


• Receive your physical card at your doorstep

Credit Card

A modern RuPay credit card designed for everyday spending:

• Lifetime free card – zero joining & annual fees


• Accepted across India for online & offline payments


• Fully digital onboarding and instant access


• Secure transactions with full in-app control


• Free card delivery

Credit Limit

Flexible credit that grows with you:

• Credit limit of up to ₹3,00,000


• Up to 62 days interest-free credit usage


• Start with a starter limit and increase over time


• Build your credit profile with responsible usage



*Credit limit and approval are based on eligibility checks, profile assessment, and internal policies. Final limit may vary for each user.

Cashback & Rewards

Earn more on your daily spends:

• Up to 20% cashback on selected categories


• Exclusive offers & coupons on top brands


• Save more on shopping, travel, food & more

EMI

Convert purchases into flexible payments:

• Split transactions into EMIs from 2 to 24 months


• Only 1.0% monthly interest


• Manage repayments easily in the app

Payments (UPI & Card)

Fast, flexible payments with smart features:

• UPI payments using your card – pay anywhere via QR, UPI ID or mobile number


• Send money from contacts list – transfer instantly to people in your phonebook


• Repeat payments in one tap – quickly resend from your transaction history


• Reply with Payment – got money? Send it back instantly with one tap


• Undo payments – made a mistake? Cancel it instantly


• Shake to Pay – just open the app and shake your phones to send money


• Payment Reactions – react with emojis and notify the sender

Savings Account

A smarter way to save and manage money:

• Zero balance savings account – no minimum balance required


• Earn up to 7% interest p.a.


• Manage savings and spending in one app

Manage Everything in One App

Full control over your finances:

• Set and manage Card PIN


• Block/unblock your card instantly


• Set & control transaction limits


• Spendings analytics - monitor & control spendings


• Choose Dark Theme or any background color for your screen


• Private mode for added security


Company Information

Company Name: Roarbank by Unity Small Finance Bank Limited
Address: Unity Small Finance Limited, 7th floor, CST Road, Kolivery Village, MMRDA Area, Kalina, Santacruz East, Mumbai, Maharashtra 400098