Personal Accounting - AI Money

Personal Accounting is the AI-powered expense tracker, budget planner and money manager that does the typing for you. Scan receipts, log expenses by voice, chat with your AI finance advisor — and now share your budget with family, protected by end-to-end encryption.

AI RECEIPT & INVOICE SCANNING

Point your camera at any receipt — AI does the rest.

• Digitize receipts, invoices and bank statements in seconds

• Amounts, dates and store details extracted automatically

• Smart income & expense categorization

• Bulk-import transactions from PDFs and bank statements

VOICE EXPENSE TRACKING

Say "I spent $50 at the grocery store" — logged instantly.

• Record multiple transactions hands-free

• Understands income, expenses, debts and payments

• Natural language — speak in your own words

AI FINANCE ADVISOR

Chat with your own financial data.

• "How much did I spend this month?" — instant answers

• Personalized savings tips and budget advice

• Month-by-month income vs expense comparisons

FAMILY SHARING — NEW

Run the household budget together.

• Share chosen accounts, savings goals and notes with your family

• Changes appear on everyone's phone within seconds

• See who added each transaction

• End-to-end encrypted: devices pair with a QR code — the key never touches our servers

• You decide what's shared; everything else stays private

CLOUD BACKUP & SECURITY

Your data stays yours.

• On-device AES-256 encryption and biometric lock (Face ID / fingerprint)

• Optional cloud backup, encrypted on your device before upload — no one, not even we, can read it

• Automatic daily local backups

• Works offline — online features are optional

COMPLETE INCOME & EXPENSE TRACKING

• Detailed categories and multiple accounts: cash, bank, credit card

• Debts, receivables, customer & supplier ledgers

• Multi-currency incl. USD, EUR, GBP, TRY and gold (XAU) with live exchange rates

SMART REPORTS & ANALYTICS

• Visual spending charts and category breakdowns

• Monthly & yearly income vs expense comparison

• Savings rate and daily-average statistics

• Export to PDF and Excel

BUDGETS, REMINDERS & AUTOMATION

• Monthly budgets with overspending alerts

• Recurring transactions (salary, rent, bills)

• Payment reminders via notifications

MOTIVATION & GOALS

• Daily streaks and 12 achievement badges

• Set savings goals, track progress — and share goals with family if you like

EASY TO USE

• Clean interface with light & dark themes

• Quick entry, swipe to edit, home-screen widget

PREMIUM

• Unlimited AI receipt scanning, voice input and AI advisor

• Advanced analytics, ad-free experience, priority support

WHO IS IT FOR?

Families managing a shared budget, freelancers, small business owners, students — anyone who wants real control of their money.

7 LANGUAGES

English, Turkish, German, Spanish, French, Portuguese and Arabic.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

### What's New

NEW — Family Sharing: share accounts, savings goals and notes with your family. Changes sync between phones in seconds, protected by end-to-end encryption (devices pair via QR code — keys never touch our servers).

NEW — Encrypted cloud backup: your data is encrypted on your device before upload; only you can read it.

Plus: Sign in with Apple & Google, automatic daily backups, and many fixes.